Rebuilding Your Credit
Experian
Create an Experian profile and pay for the $24.99/mo. subscription plan. Doing so grants you access to all 3 major credit bureaus. Amongst the multiple features you will have access to, the main one you want is the "Experian CreditLock" feature.
Freeze vs Lock
In most cases, freezing your credit will be good enough to stop most prying eyes. Unfortunately, creditors can still access your information. Therefore, locking your credit will not only become a more aggressive approach, but it will provide more safeguards against inquiries and it will put your mind at ease. The best part is being the one in control of who can access your credit. Just a simple click of a button unlocks or re-locks your credit profile!
Credit Builder #1
This program is one of the best credit builder services out there and my personal favorite. Self provides 3+ features to help you build your credit back to where it should be - THE TOP!
Credit Builder #2
Coming in 2nd Place is another heavy hitter - Kikoff! This Credit Builder service works just about the same way with just a few more Percs. The most important part is that it's the most affordable credit building service thusfar.
